How Acuna Law Firm Can Help You
A serious car accident can derail your health, career, and future. At Acuña Law Firm, we represent Oklahomans injured in auto crashes caused by distracted driving, drunk drivers, speeding, or insurance bad faith.
Our attorneys combine trial-tested strategies with deep knowledge of Oklahoma traffic law and insurance regulations to recover full compensation for medical bills, lost wages, pain and suffering, and vehicle damage. We prepare every case as if it’s headed to trial and you pay nothing unless we win.
Oklahoma Car Accident Laws and Your Rights
Under Oklahoma’s modified comparative negligence rule (23 O.S. §13), you may still recover damages if you are less than 51% at fault. However, your compensation is reduced in proportion to your share of fault. Insurance companies often exploit this rule to minimize payouts and make protecting your rights early essential.
We help clients protect their claims through:
- Detailed crash investigation and evidence preservation
- Expert review of accident reports and traffic citations
- Obtaining witness statements, dashcam footage, and driver phone records
- Challenging unfair determinations of fault made by adjusters
Oklahoma Car Accident Laws, Insurance Requirements, and Liability
Car accident claims are also shaped by additional Oklahoma laws and insurance rules. These statutes affect deadlines, coverage, and how liability is determined.
- Modified Comparative Negligence – 23 O.S. §13: You may recover damages if you are less than 51% at fault. Your award is reduced by your percentage of fault.
- Two-Year Statute of Limitations – 12 O.S. §95: Most claims must be filed within two years of the accident.
- Mandatory Auto Insurance – 47 O.S. §7-601: Drivers must carry minimum liability insurance; failure to do so creates additional liability issues.
- Uninsured/Underinsured Motorist Coverage (UM/UIM): Often critical when the at-fault driver lacks sufficient coverage.
Insurance companies often try to shift blame onto the victim or minimize damages. We counter these tactics with expert testimony, black box data (when available), and accident reconstruction.
Common Causes of Car Accidents in Oklahoma City
Our attorneys handle all types of motor vehicle accident cases, including crashes caused by:
- Distracted driving (texting, mobile use, in-car distractions)
- Drunk or drug-impaired driving
- Speeding, reckless lane changes, or aggressive driving
- Tailgating and unsafe following distances
- Failure to yield, stop sign or red-light violations
- Mechanical failures due to poor maintenance
- Defective auto parts (tires, brakes, airbags)
We investigate every crash to identify all liable parties, including drivers, employers (in commercial crashes), and auto manufacturers.
Injuries Commonly Caused by Vehicle Collisions
Car accidents often result in long-term medical complications. We help clients recover damages for:
- Whiplash and cervical sprain/strain
- Concussions and traumatic brain injuries (TBI)
- Herniated discs and spinal cord trauma
- Orthopedic fractures and joint injuries
- Severe burns from fires or airbags
- Permanent scarring and disfigurement
- Chronic pain, anxiety, PTSD, and emotional trauma
We work with neurologists, orthopedic surgeons, and rehabilitation specialists to prove both physical and emotional harm.
What Compensation Are You Entitled to After an Accident?
Oklahoma drivers have legal protections after an accident. Depending on your case, you may be able to recover damages for:
- Medical expenses and future treatment
- Lost wages and reduced earning capacity
- Pain and suffering
- Emotional trauma and psychological distress
- Property damage to your vehicle
- Wrongful death damages, where applicable
Even if you were partially at fault, Oklahoma’s modified comparative negligence law allows recovery if you were less than 50% responsible. We collaborate with economists and vocational experts to project future losses and maximize settlements.
Key Evidence in a Car Accident Claim
The outcome of a car accident claim often depends on the quality of evidence. Helpful documentation includes:
- Police crash reports with officer observations and citations
- Photographs of vehicle damage and injuries
- Eyewitness testimony and dashcam footage
- Medical records linking trauma to the crash
- Proof of lost income from employers or tax documents
- Insurance communications or denied claims
Our team collects and organizes this evidence to build a compelling case on your behalf and issue spoliation letters to preserve electronic evidence before it is lost.
Comparative Negligence in Car Crash Cases
Oklahoma’s 51% bar rule (modified comparative negligence) applies.
- If you are less than 51% at fault, you may still recover damages.
- If 51% or more at fault, you cannot recover.
Insurers often claim:
- You were speeding, distracted, or not wearing a seatbelt.
- Weather or road conditions — not the other driver — caused the crash.
- You failed to seek timely medical care, inflating damages.
We counter with accident reconstruction, medical expert testimony, and black box/phone data to prove liability belongs with the negligent driver.
Why Hire Acuña Law Firm for Your Oklahoma City Car Accident?
Acuña Law Firm has more than a decade of experience fighting for injury victims in Oklahoma City. We treat every client like family, providing legal clarity, responsive communication, and results-driven strategies. Our firm offers:
Over a decade of experience
in auto accident litigation
Bilingual representation
in English and Spanish
Aggressive evidence collection and preservation
Proven negotiation and courtroom results
No fees unless we win
We fight insurers and negligent drivers to ensure victims recover everything they’re entitled to under Oklahoma law.
Car Accident FAQ - Legal Answers from Acuña Law Firm
What should I do if the other driver doesn’t have insurance?
You may still have options through your uninsured/underinsured motorist coverage. An attorney can review your policy and pursue compensation.
How long do I have to file a car accident claim in Oklahoma?
Most cases must be filed within two years of the accident, though exceptions exist. Acting quickly ensures evidence is preserved.
How much does it cost to hire Acuña Law Firm?
We work on a contingency fee basis. You pay nothing unless we recover compensation for you.
Do I need a lawyer if the insurance company already made me an offer?
What if I was partially at fault for the crash?
Oklahoma follows a modified comparative negligence rule. You may still recover compensation if you were less than 50% at fault, but your recovery could be reduced by your percentage of fault.
Can I recover compensation for emotional trauma or PTSD?
Do I have to go to court for a car accident claim?
Do you represent Spanish-speaking clients?
Contact Acuña Law Firm for a Free Consultation
If you’ve been injured in a car accident, don’t let insurance companies take advantage of you. Acuña Law Firm protects your rights and fights for the compensation you deserve.
- Free consultations
- No fees unless we win
- Bilingual support in English & Spanish
- Offices in Oklahoma City & Tulsa
Call (405) 977-4008 or complete our online form today to speak with an Oklahoma City car accident lawyer.
Hear From Our Clients
Excellent service provided; they always kept me informed about my case. It was easy to work with them, and I'm very pleased with the results. I recommend using the office of Mariano Acuna & Associates for your legal needs.